What is the Wells Fargo Autograph Credit Limit?


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There are a variety of Wells Fargo credit cards available from the major financial institution, the Autograph being the newest. Available from mid-July, it offers 3X ​​rewards in several popular spending categories.

If you’re considering a rewards card, you might be wondering what the Wells Fargo Autograph credit limit is. Many factors determine a cardholder’s credit limit. Here’s more on what you can expect.

About the Wells Fargo Autograph Card

Wells Fargo’s latest introduction can be thought of as a rewards card. It comes with an enticing bonus offer, no annual fees and valuable benefits for travelers. Here is a breakdown:

Wells Fargo Autograph cardholders receive an introductory APR of 0% on purchases for the first 12 months after approval, after which there is a . Plus, you could earn 30,000 bonus points worth $300 when you spend at least $1,500 in the first three months.

Besides the welcome offer, you can earn one point for every dollar on all purchases and triple points on travel, public transit, restaurants, gas stations, streaming services, and monthly phone plans. When it comes to trading, you will find more flexibility than average. Choose gift cards, apply points to purchases and statement credits, or book travel.

There are also a number of additional covers included. Cellular phone protection covers up to two incidents per 12 month period, with each approved claim having a benefit limit of $600 and subject to a $25 deductible. If your phone is damaged or stolen, you will be reimbursed for incidents related to loss of functionality.

Visa Signature® concierge services help you book travel and entertainment. Car Rental Collision Damage Waiver can save you money on rental car insurance. Finally, the Travel and Emergency Assistance Service provides referrals and assistance for a variety of travel-related issues such as lost luggage, medical assistance, or legal referrals.

Wells Fargo Autograph Credit Limit

It is not yet known if this card will have an above-average spending limit. However, the credit limit is often more influenced by a person’s credit score. In general, if you have good to excellent credit, you’re likely to have a higher credit limit than someone with a decent score.

A workaround for finding out what your credit score might be — without applying and risking a thorough credit investigation — is the Wells Fargo credit card offers page. You can enter personal information to find out which cards are approved for you and what the credit limit might be. Using the pre-approval tool will not affect your credit score.

The pre-approval tool only shows you offers – you’ll still need to apply if you like the offer.

Tips for a Higher Wells Fargo Autograph Credit Limit

Higher credit scores improve your chances of approval – and potentially higher credit limits. If you’re looking to maximize the credit you have, there are several ways to improve your odds.

Remember that this is not an overnight process. Raising your credit score and credit limit can take weeks or even months. However, there are steps you can take to start seeing improvements.

Review your credit report

Before applying, check your score and review your credit report for any errors. If you find accounts you don’t recognize or incorrect payment histories, you can dispute the error with the credit bureau.

Pay off existing balances

Consider paying off other existing credit card balances. When you do, your credit utilization rate improves, potentially boosting your credit score because it shows creditors that you’re not spending near your credit limit.

Make payments on time

Build a positive track record with Wells Fargo by using the card periodically and making payments on time.

The Autograph card comes with a 12 month 0% APR introductory offer – followed by a — giving you time to repay the balance without interest in the first year. Use it to your advantage.

Request a credit limit reassignment

If you have an existing credit card with Wells Fargo, the financial institution may split your overall credit limit between existing cards. If you plan to use the Autograph more, you can request a change or reassignment of each card’s limits by contacting customer service.

For example, if your overall limit is $8,000, you can request to increase your Autograph card’s limit to $6,000 and decrease the other card’s limit to $2,000.

Request a credit limit increase

Once you establish a history of on-time payments and responsible spending, you’ll likely start to see an improvement in your credit score. You can always contact Wells Fargo and request a credit limit increase.

Card issuers usually ask for a reason, such as a change in income. You can state your payment history and improved credit score as the reason for the request.


Wells Fargo’s new Autograph Visa is a rewards card with great offers. If you are approved and spend at least $1,500 in the first three months, you will earn 30,000 points worth $300. Plus, you’ll get a generous introductory APR on all purchases and a host of other perks and benefits.

The Wells Fargo Autograph credit limit is difficult to estimate due to the variety of factors that determine the amount. However, you can take steps to improve your credit score to ensure that you receive the highest credit limit possible.

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